Learning English is one of the best ways to get ahead in your education and career, and a great way to accomplish this is through an ESL program. No matter where your ESL Program is located, you will need to have a health insurance plan in place to cover you in case you get sick or injured. Depending on where you study, you may need to meet health insurance requirements, which can be set by your school, program, embassy or consulate.
For many ESL programs, health insurance is not a choice but a requirement. Some programs will offer insurance plans of their own, while other programs will leave it up to you to find your own insurance plan.
Getting an international health insurance plan is extremely important as you will want to protect yourself in case the unexpected happens. Being sick overseas can be scary, and many health insurance plans provide 24-hour travel assistance to help you seek treatment and navigate care in your host country.
Depending on your international insurance plan, you will find that most of them cover:
It's important that you understand what each plan covers and for you to consider your own personal needs. Be sure to ask questions and read through the fine print. Many insurance plans will allow you to apply right online, with documents emailed instantly.
If your school provides optional coverage, or if they leave you on your own to find your own plan, you’ll need to consider the health insurance plans available and find the one that meets your individual needs. It can seem confusing at first, but if you need a place to begin the search, you can use this list to help guide your way:
Based on your answers, you can further research the expected cost and coverage of health insurance and factor that in your budget. Then you can rest assured that you are covered in case you get sick abroad.
We recommend the Travel Medical plan as it provides coverage for ESL students in case they get sick or injured. Students can sign up for as little as 5 days for up to one year, offering benefits including:
Students as well as their dependents are eligible. This plan will provide coverage internationally outside their home country.
Embarking on your ESL program is an incredibly valuable and enriching experience that will be an investment in your future. Having health insurance for your ESL program will ensure that you are covered in case of illness or accident and will allow you to safely explore the English language in your ESL program.